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AARP Foundation

Charitable Gift Annuity

Gifts That Pay You Income

See How It Works

Payments for Life

Learn more about the many benefits of a charitable gift annuity in our FREE guide Strengthen Your Future With a Charitable Gift Annuity.

View My Guide

There's a way for you to support AARP Foundation and feel confident that you have dependable income in your retirement years. You can do this with a charitable gift annuity.

This type of donation can provide you with regular payments and allow us to further our work. You can also receive a variety of tax benefits, including a federal income tax charitable deduction.

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Get Our Free Guide

Your payments depend on your age at the time of the donation. If you are younger than 60, we recommend that you learn more about your options and download this FREE guide Plan for Retirement With a Deferred Gift Annuity.

Download My Free Guide ❯

Please provide the following information to view the brochure.

Deferred Gift Annuity Request Form

One Donor's Story

As a former accountant, I like to invest in good things—and I know AARP Foundation is a good thing. For me, it's just that simple. There's no question about the return you get on your gift. It's a reliable organization that does good, important work.

I'm 91 years old and have a few charitable gift annuities (CGAs) with AARP Foundation. When I talk about the return on my gift, I'm not talking about dollars and cents. Sure, it's helpful to get those payments from the gift annuities every year. But the real satisfaction comes from the work AARP Foundation is able to do with my contributions and the struggling seniors they are able to help.

"Dorothea" is an anonymous donor who has been a member since 1983. She looks forward to celebrating her 100th birthday.

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See Your Benefits

Submit a few details and see how a charitable gift annuity can benefit you.

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Personal Estate Planning Kit

Not Sure How to Begin Planning?

Download My FREE Personal Estate Planning Kit

Next Steps

  1. Contact Heather R. Narvaez at 202-434-6120 or hnarvaez@aarp.org for additional information on charitable gift annuities or to chat more about the personal benefits of creating an annuity with the Foundation.
  2. Seek the advice of your financial or legal advisor.
  3. If you include the Foundation in your plans, please use our legal name and federal tax ID.

Legal Name: AARP Foundation
Address: 601 E Street NW, Washington, DC 20049
Federal Tax ID Number: 52-0794300

A charitable bequest is one or two sentences in your will or living trust that leave to AARP Foundation a specific item, an amount of money, a gift contingent upon certain events or a percentage of your estate.

an individual or organization designated to receive benefits or funds under a will or other contract, such as an insurance policy, trust or retirement plan

I give, devise and bequeath to AARP Foundation, located at 601 E Street NW, Washington, DC, 20049, TIN: 52-0794300, all (or state a percentage) of the rest, residue and remainder of my estate, both real and personal, for its unrestricted charitable use and purpose.

able to be changed or cancelled

A revocable living trust is set up during your lifetime and can be revoked at any time before death. They allow assets held in the trust to pass directly to beneficiaries without probate court proceedings and can also reduce federal estate taxes.

cannot be changed or cancelled

tax on gifts generally paid by the person making the gift rather than the recipient

the original value of an asset, such as stock, before its appreciation or depreciation

the growth in value of an asset like stock or real estate since the original purchase

the price a willing buyer and willing seller can agree on

The person receiving the gift annuity payments.

the part of an estate left after debts, taxes and specific bequests have been paid

a written and properly witnessed legal change to a will

the person named in a will to manage the estate, collect the property, pay any debt, and distribute property according to the will

A donor advised fund is an account that you set up but which is managed by a nonprofit organization. You contribute to the account, which grows tax-free. You can recommend how much (and how often) you want to distribute money from that fund to the Foundation or other charities. You cannot direct the gifts.

An endowed gift can create a new endowment or add to an existing endowment. The principal of the endowment is invested and a portion of the principal’s earnings are used each year to support our mission.

Tax on the growth in value of an asset—such as real estate or stock—since its original purchase.

Securities, real estate or any other property having a fair market value greater than its original purchase price.

Real estate can be a personal residence, vacation home, farm, commercial property, or undeveloped land.

A charitable remainder trust provides you or other named individuals income each year for life or a period not exceeding 20 years from assets you give to the trust you create.

You give assets to a trust that pays our organization set payments for a number of years, which you choose. The longer the length of time, the better the gift tax savings to you. When the term is up, the remaining trust assets go to you, your family or other beneficiaries you select. This is an excellent way to transfer property to family members at a minimal cost.

You fund this type of trust with cash or appreciated assets—and receive an immediate federal income tax charitable deduction. You can also make additional gifts; each one also qualifies for a tax deduction. The trust pays you, each year, a variable amount based on a fixed percentage of the fair market value of the trust assets. When the trust terminates, the remaining principal goes to the Foundation as a lump sum.

You fund this trust with cash or appreciated assets—and receive an immediate federal income tax charitable deduction. Each year the trust pays you or another named individual the same dollar amount you choose at the start. When the trust terminates, the remaining principal goes to the Foundation as a lump sum.

A beneficiary designation clearly identifies how specific assets will be distributed after your death.

A charitable gift annuity involves a simple contract between you and the Foundation where you agree to make a gift to the Foundation and we, in return, agree to pay you (and someone else, if you choose) a fixed amount each year for the rest of your life.

Personal Estate Planning Kit Request Form

Please provide the following information to view the materials for planning your estate.

eBrochure Request Form

Please provide the following information to view the brochure.